Our Process

Financial planning evolves over time, therefore the process must be dynamic and service centric.

Initial Consultation

Listen to understand what our client is trying to accomplish

Data Gathering

Obtain all necessary data to develop appropriate strategies for the client's situation

Modeling & Stress Testing

Identify a range of possible plan design options and present best and worst case scenarios

Strategy Approval

Make sure the client and all advisors approve all the strategy before moving forward

Risk Classification Auction

Invite multiple carriers to bid agains each other to generate the most competitive risk rate offers

Carrier & Product Selection

Match risk rate offers with the best products or carriers to accomplish stated goals and objectives

Policy Issue & Funding

Implement and fund the policy and provide a comprehensive closing memo or administration notebook

Periodic Review

Review performance periodically and make adjustments when necessary

Graphic Circle With Data Points Explaining Our Process