Financial planning evolves over time, therefore the process must be dynamic and service centric.
Initial Consultation
Listen to understand what our client is trying to accomplish
Data Gathering
Obtain all necessary data to develop appropriate strategies for the client's situation
Modeling & Stress Testing
Identify a range of possible plan design options and present best and worst case scenarios
Strategy Approval
Make sure the client and all advisors approve all the strategy before moving forward
Risk Classification Auction
Invite multiple carriers to bid agains each other to generate the most competitive risk rate offers
Carrier & Product Selection
Match risk rate offers with the best products or carriers to accomplish stated goals and objectives
Policy Issue & Funding
Implement and fund the policy and provide a comprehensive closing memo or administration notebook
Periodic Review
Review performance periodically and make adjustments when necessary
